Terms of Use
1. The agreement
These terms are an agreement between you and 615 Media Group, LLC ("we", "us") covering your use of the Money Laundering app and the laundering.app website. By using the app you accept them. If you do not, please do not use the app.
2. What the app is, and is not
Money Laundering is a personal budgeting tool. It reads information from the financial accounts you choose to link and helps you understand your spending. The name is a joke. The app does not move, hold, transfer or conceal money, and it must not be used for any unlawful purpose.
We are not a bank, a financial adviser, a tax adviser or a lawyer. Nothing in the app is financial, investment, tax or legal advice. Balances, forecasts and "left to spend" figures are estimates built from data your banks provide, and they can be late, incomplete or wrong. Check with your bank before relying on a number.
3. The roasts
The app comments on your spending for entertainment. At the "Unhinged" setting those comments include strong language. You choose the setting and can change it at any time. The comments are jokes, not judgments of you and not advice.
4. Who can use it
You must be at least 18 and live in the United States. You may only link accounts that you own or are authorized to view.
5. Connecting your banks
Bank connections are provided through Plaid, Inc. By linking an account you also agree to Plaid's terms and privacy policy. Banks and Plaid sometimes interrupt, limit or end connections, and we cannot guarantee that any particular institution will work.
Using your own Plaid keys. If you connect with your own Plaid account, you are responsible for that account, its fees and its terms. We are not a party to your agreement with Plaid.
6. Subscription
- The "connected by us" service is a subscription sold through Apple, offered once it is available. The price is shown before you buy. Adding transactions by hand and using your own Plaid keys are free.
- It renews automatically for the same period until you cancel. Cancel at least 24 hours before the renewal date in your Apple Account settings.
- Payments and refunds are handled by Apple under Apple's policies.
- If the subscription ends, the bank connections we provide stop working and are removed after 14 days. Data already on your iPhone stays there.
- We may change the price for future periods. Apple will notify you first, and you can cancel before it applies.
7. Your account
You can delete your account at any time in the app's Settings. Deleting your account does not cancel a subscription billed by Apple; cancel that in your Apple Account settings.
8. Acceptable use
Do not misuse the app: no attempting to access other people's data, no interfering with the service, no reverse engineering except where the law allows it, and no use in connection with any illegal activity.
9. Our content
The app, its design, text and artwork belong to us and are licensed to you for personal, non-commercial use on Apple devices you own or control. If you send us feedback, we may use it without owing you anything.
10. Disclaimers
The app is provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, including that the app will be accurate, uninterrupted or error-free.
11. Limit of liability
To the fullest extent the law allows, we are not liable for indirect, incidental or consequential losses, including financial decisions made using the app, overdrafts, fees or missed payments. Our total liability for any claim is limited to the greater of what you paid us in the 12 months before the claim or US.
12. Ending and changing
We may suspend or end access for anyone who breaks these terms. We may change the app or these terms; if a change matters, we will tell you in the app before it takes effect. Continuing to use the app after that means you accept the change.
13. Governing law
These terms are governed by the laws of the State of Tennessee, and disputes will be heard in the state or federal courts located in Rutherford County, Tennessee, unless the law where you live requires otherwise.
14. Apple
These terms are between you and us, not Apple. Apple is not responsible for the app or its content, has no obligation to provide maintenance or support for it, and is not responsible for any claims relating to it. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them. Your use must also comply with the App Store's terms of service.